Finance

Income-contingent student loans, seen as a fair solution to rising higher ed costs, may still negatively impact English graduates' lives & choices despite protective features. Research suggests the psychological toll of debt is significant & needs more attention in policy.

The student loan indebtedness issue has become one of the most significant issues in higher education in the United States. This issue impacts nearly 45 million Americans and has long-term economic consequences that are just beginning to be felt throughout the country’s economy.

Recent university financing reforms in Kenya aim to address challenges from neoliberal policies, focusing on equity in student aid & differential program pricing. However, questions remain about govt funding, implementation, & sustainability of the changes.

The student loan systems of most countries have recently been in crisis. Many former students are confronted with insurmountable repayment difficulties, which for many results in default and can ruin their personal financial future.